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Helping you make your next move now
A bridging loan covers the financial gap between the purchase of your new property and the sale of your existing property, helping you avoid a rushed sale, temporary accommodation or a missed opportunity. Bridging finance can get you access to your equity in a property before it is sold. Common scenarios include moving to a bigger home in a better area, refinancing or consolidating debt, funding non-structural renovations or purchasing house and land packages. Bridging finance is also ideal for older people transitioning from a family home that is now too large into a smaller low maintenance home, or retirement living. Separation and divorce property settlements Navigating a relationship breakdown requires financial precision, expertise and absolute discretion. BFA & Consent Order Deadlines: Securing private and non-bank debt to meet strict 30, 60, or 90-day buyout mandates. Single-Income Refinancing Solutions: Restructuring joint home loans into sole names using spousal maintenance, child support, and flexible debt modeling. Interim Bridging Facilities: Short-term equity release to buy out your former partner or secure new housing while the primary asset is readied for market. |
Bruce Johnstone
CA, PhD, MBA, Dip.FMBM Senior Mortgage Broker Strategic Debt Advisor Business finance for growth, acquisitions and operations
For SME founders and owner-managers seeking to acquire, scale, or optimise working capital. Acquisition & M&A Funding: Structuring cash-flow-based debt, vendor finance, and mezzanine funding for management buy-outs and trade acquisitions. Working Capital & Cash Flow Lines: Import/export lines, trade finance, and asset-backed credit designed to prevent growth bottlenecks. Commercial Property Finance for warehouses, office and factories and strategic commercial property development and investment. |
Specialists in complex finance transactions
The Adobi difference When standard banks say "No" to complex finance - We can often get it quickly approved on great terms. Adobi Mortgage Solutions, is led by senior finance broker Dr Bruce Johnstone (CA, PhD, MBA, Dip.FMBM), backed by specialist teams (Capital and Private Lending Solutions (CAPLS) and Vehicles and Equipment (VEQUIP)). Together they have access to an extensive panel of bank and non-bank lenders and the specialist expertise to assist you secure funding for complex financial transactions. We specialise in these types of complex finance: Property Transition & Bridging: Tailored equity facilities that allow you to buy, build, or downsize before you sell—without having to service two loans during a transition period of up to 24 months. Family Law Settlements: Rapid bridging and debt restructuring can help you settle Binding Financial Agreements (BFAs) and Court Consent Orders before selling property. SME Business & M&A Capital Advisory: Buy-side acquisition debt, trade finance, non-dilutive growth capital and commercial property development and investment - structured by an experienced specialist team. Asset Finance for Business: Finance for cars, van and utes, plant, machinery and equipment for your business such as trucks, excavators and mobile cranes - structured by a specialist asset finance team. |
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Giving you access to the best deals from 50+ banks and lenders
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